Who Should Consider
Joining Medicare Part D Prescription Drug Coverage
October 25th 2005
Who Should Choose
There are various Medicare Plans and not every Medicare recipient needs
to join Medicare Part D. You will need to research the plan you
currently have and decide if Medicare Part D can save you money.
Original Medicare Plan
Many Medicare recipients are covered on the Original Medicare plan.
This is a fee-for-service plan that covers many health services and
certain drugs. This plan is good because it will allow you to go to any
doctor that accepts Medicare.
You can buy separate coverage that covers what Medicare calls the “Medigap”.
This is called Medicare Supplement Insurance, and is bought from a
you have this original Medicare Plan you may consider joining Medicare
Part D for the prescription drug coverage.
Medicare Advantage Plan
The second Medicare Plan is called Medicare Advantage. These plans,
which include HMOs, PPOs and PFFS plans may cover serves and have lower
out-of-pocket costs than the Original Medicare Plan. With some of the
HMO plans you may be limited to certain doctors and hospitals.
Many recipients under these plans will usually have some or most of
their drugs covered.
According to Medicare “If you currently have prescription drug coverage
from your plan, you will get a notice from your Medicare Advantage Plan
or other Medicare Health Plan about your prescription drug choices. Read
any materials you get from your plan carefully.”
Medicare Drug Plans
Medicare prescription drug coverage starts January 1, 2006. You can
get prescription drug coverage no matter how you get your Medicare
health care. According to Medicare those under the Original Medicare
program should seriously consider joining Medicare part D and
investigate the various plans.
By Dan Wilson
Best Syndication Staff Writer
Keywords and misspellings: Medicare Medecare
Medicair Medicaire plan d