How to Pick a Medicare
Part D Prescription Drug Plan
Medicare Part D
Medicare Part D is a plan where insurance companies can
offer different programs. The programs can vary from state to state.
Many seniors will be forced to join the new Program D even though it is
extremely confusing for most.
The first thing you will need to do is to write down each
medication you use. Then examine the programs one by one to determine
which programs will cover your prescriptions. Separate these programs
from the ones that will not cover your medicine.
This is the daunting task. There are many insurance
companies in each state and many of these companies will offer multiple
Part D plans. Besides being confusing it is a lot of work.
After you have sorted out the programs that fit your
prescriptions compare premiums and deductibles. You will want to choose
a plan with low premiums and low deductibles.
Pharmacies are important also. Hopefully the plan will
accept the pharmacy you currently use. Also make sure the plan you
choose covers the name brand drugs you use, if your doctor does not
allow or recommend generics.
There are complications but according to the
administration most people will be able to save money. The government
estimates that the average American will pay $32 per month for
prescription drug coverage with 29 million recipients enrolling.
By Dan Wilson
Best Syndication Staff Writer
Keywords and misspellings: Medicare Medecare
Medicair Medicaire plan d