The Best Way to Shop Online Safely
November 29th 2005
Now that the
shopping season is under way many shoppers are considering
alternative shopping methods. Online shopping has become very
popular and many shoppers are shopping while at work. Although
shopping online is relatively safe compared with shopping at the
malls there are a few caveats.
found that your credit card information is safer with online
retailers than with brick and mortar retailers. Amazon, Yahoo and
eBay all go to great lengths to ensure that your shopping experience
Hot Toys for
Christmas 2005 article for gift ideas.
At these three
sites you can pay for items with your credit card without ever
having to reveal your credit card number to the actual seller (you
still give it to Paypal, Yahoo or Amazon, but not the seller using
their site). So if you find an item at one of their retailers check
to see if the seller accepts the eBay Paypal or the Yahoo Wallet.
On Amazon I
have never been asked to pay the actual seller. Amazon handles the
payments and you can continue shopping from various Amazon
affiliated sellers adding more to your cart. At the end you can
checkout and give Amazon your credit card number.
You can shop
at other major websites with a sense of security. Wal-Mart, Target,
Sears and Toys R Us all handle your transaction with the utmost
security. It is in their best interest to do so. Also most credit
cards have a maximum $50 liability limit. You will not be held
responsible for anything after the first $50.
Even many of
the bank cards (the ones that deduct your payment from your checking
account) have set limits for liability. You have less protection
when using a bank card compared to a credit card. It may be harder
to get your money back into your bank account if your return the
are concerned with identity theft. This does not happen with simple
credit card transactions. For someone to actually steal your
identity they will need your birthday and social security number.
Neither of these items is required for online sales.
threat to you is phishing. Phishing is when a criminal sends out a
multitude of emails claiming to be someone he isn’t. For instance
you may get an email that tells you fraud is suspected on your eBay
account. The will offer you a link to make sure you made “these”
purchases. When you click the link you are taken to a website that
looks just like the site you expected with a log in screen.
phishing websites. Never follow a link given to you in your e-mail.
Go to your browser and type the URL in at the top starting with
www.. Phishing has become very lucrative and has now become the
preferred method of stealing information.
You just might
find a better deal online because online retailers do not have pay
for expensive retail space. Warehouse space is much cheaper
than storefront space.
retailers are expected to have sales exceeding 19 billion dollars on
Cyber Monday. It is recommended you shop only on well known
websites, and check for the tiny lock symbol on your browser when
giving your credit card information. Always print and save your
Best Syndication Staff Writer
Hot Selling Toys
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