Business

Spy on Your Competitors; 10 Tips To Monitoring The Competition

Spy on Your Competitors; 10 Tips To Monitoring The Competition

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The old adage, "keep your friends close, and your enemies closer", is applicable not only to personal relationships but business relationships as well. While I'm not suggesting that you befriend your competitors, it is important that you are cognizant of your competitors' business ventures and methods.

It is important to realize that while monitoring your competitors is essential, it could easily become an obsession. Therefore, it is crucial that you strike a balance when incorporating it into your business plan. There are several ways to conduct successful stealth competitive intelligence operations. While it is fanciful to imagine yourself as a secret agent or spy, none of these techniques are difficult, hidden or secretive. In fact, most of

Real Estate Leveraging

Real Estate Leveraging

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A financing strategy not for everyone

Leveraging is a technical term meaning borrowing to invest. More specifically, financial leverage takes the form of a loan reinvested with the hope to earn a greater rate of return than the cost of interest.

For years leveraging was mainly used in the Stock Market for brokerage margin accounts, that is arrangements in which investors bought stocks ‘on margin', putting up only a percentage of the total cost. The brokerage firm effectively provided a loan for the balance. With the appearance on the financial scene of home equity lines of credit in the 1990's, leveraging was adopted by investors and speculators in Real Estate as well.

Employment Law - Excessive Working Hours - Breach of Duty of Care

Employment Law - Excessive Working Hours - Breach of Duty of Care

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In the case of Mark Hone v Six Continents Retail Limited (2005), a pub landlord having collapsed due to overwork successfully sued his former employers in the County Court for breach of duty of care.

Mr Hone, the claimant, started working for Bass (now Six Continents) as a pub manager in 1995 and in 1998 was awarded "Pub Manager of the Year". However, in 1999 he started working at The Old Moat House where he found himself working 13 hour days.

He repeatedly complained to his employers that he was overworked but the employers took no action. He had no assistant manager and other staff members, who left, including two chefs and an administrative worker, were never replaced.

Life Insurance: 6 Good Things To Know

Life Insurance: 6 Good Things To Know

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We know the importance of life insurance as we want to make sure that our loved ones are taken care of when we die. But do some research so you'll be sure to get the best possible coverage at the right price. Here are some helpful tips:

1. Shop for your life insurance coverage
2. Never buy more coverage than you need
3. Buy sooner rather than later
4. Realize the importance of reviewing your coverage
5. You will be paying more by paying monthly
6. Don't rely solely on the life insurance offered by your employer

SHOP FOR YOUR LIFE INSURANCE

Last Will And Testament Planning Is Necessary

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Ready to start thinking about your Last Will and Testament but don't know where to start?

Choosing an attorney

Find a lawyer with related areas of expertise, like estate planning and taxation law.

And check with local the Bar Association to see if the attorney has had any disciplinary actions taken against him or her.

A Living Will is as Necessary as a Last Will and Testament

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