Automotive

Auto Insurance Quotes On Line – Car Rate Comparison Chart

Auto Insurance Quotes On Line – Car Rate Comparison Chart

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(Best Syndication) There are a lot of variables involved in determining a specific auto insurance rate. The rate will depend on your location, your driving record, the number of miles you drive to work, etc. We have conducted a survey (See company rate comparison chart below) to get a ball park figure for a single man named John Doe living in rural Southern California.

Driver and Type of Car:

If you are married with children and have multiple drivers, your rates may vary. For our case study we used a single male born January 1st 1970. The John Doe has lived in his home for 5 years and drives a 2000 Toyota Camry CE with a 3.0 Liter V-8 motor. Of course your rate will also depend on the car you drive. We chose Camry because it is a very common car.

For this case study we said the car had 2 wheel antilock brakes, and an alarm. John Doe drove the car to and from work 5 days a week. He drove to and from work 25 miles one-way. The total mileage per year worked out to 13,000 miles.

Driver Discounts:

For these results we said the car was paid for and John Doe was an architect for 5 years. There were no other drivers on the account. There were no accidents or driving violations within the last 5 and 7 years respectively. The driver had not completed an approved accident prevention course in the last three years. So there were no discounts given for that. The driver did not have homeowners insurance.

Current Coverage:

The insurance companies will want to know if you currently have coverage. For our survey we said no and did not give a reason. If you currently have insurance, you may get a discount for that. We wanted the coverage to start the next month.

Coverage:

We wanted a bare minimum of coverage. We chose a policy for $15,000 personal injury, $30,000 per accident and $5,000 property damage. John Doe rejected both Uninsured motorist and underinsured motorist coverage. We declined medical payments for ourselves and also comprehensive coverage. John Doe also chose to reject collision, towing and rental coverage. There are detailed explanations for these terms in our video below.

By Dan Wilson
Best Syndication News Writer

Here is the company comparison chart:

Esurance Auto Insurance:

www.esurance.com/

$193.00

6 months

$32.17

per month

Safeco - Personal & Bus. Insurance

www.safeco.com/

$202.00

6 months

$33.67

per month

QBE insurance group

www.qbe.com

$207.00

6 months

$34.63

per month

Progressive Auto Insurance

www.progressive.com/

$250.00

6 months

$41.82

per month

Click Here For Auto Insurance Terms and Information

Auto Insurance Information

5 Reasons Why You Really Need Many Auto Insurance Quotes

5 Reasons Why You Really Need Many Auto Insurance Quotes

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It is so common that people usually pay too much on car insurance these days. Actually, there are plenty of companies that are gladly to quote you their best car insurance price even they may not be the cheapest one. Therefore, you need to be proactive and try to find as many insurance quotes as possible and get the best deals if you do not want to be charged too much on auto insurance. It is the only way that you can compare different quotes and you need to have a deep auto insurance review. Or else, you can hardly get the best deal. But it is really worth in the long run when considering you can save a big amount on your car insurance premiums or rates.

Toyota Surpasses Ford Motor Company In US Sales For 2007 – General Motors May Be Largest Automaker in World – Final Results Wait

Toyota Surpasses Ford Motor Company In US Sales For 2007 – General Motors May Be Largest Automaker in World – Final Results Waiting

Toyota Vs. Ford US Sales

(Best Syndication) Toyota sold more cars in the United States than Ford last year. Ford is the second largest US automaker behind General Motors (GM), and because of sluggish sales, the company fell behind Toyota in sales. It is still uncertain whether Toyota surpassed GM in worldwide sales for 2007.

Gas prices may have played a role. GM says that sales of their large sport-utility vehicles dropped 6 percent because of the high cost of gas. Nick Bunkley of the New York Times reports that sales were down for Ford, G.M., Toyota and Nissan while Honda sales were flat. Chrysler reported a 3 percent decline for 2007.

Truck Accidents – The Dangers of Driving at Night

Truck Accidents – The Dangers of Driving at Night

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Driving at night is inherently more dangerous. It is harder to see, making reaction time for responding to hazards longer (See Comment Below). In addition, people are more tired and sleepy, and with the disappearance of the scenery into the blackness of night, the road can become hypnotic, making even well-rested drivers lethargic.

The problems of night-driving are exacerbated for truckers. Faster delivery means more profits, and more hours on the road means faster delivery. Therefore, trucking companies insist on it as part of their desire for unrealistically fast schedules for delivery of goods. Lobbyists for trucking companies have long fought to increase the hours drivers can spend on the road, and they have succeeded in recent years.

New California Laws Require Hands-Free Mobile Phones While Driving and Prohibits Smoking In Cars With Minor Kids Present

New California Laws Require Hands-Free Mobile Phones While Driving and Prohibits Smoking In Cars With Minor Kids Present

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(Best Syndication) Sacramento - Editor's Note: With the each New Year comes new laws. We have compiled a list of changes. A new law will require only hands-free mobile phones and minors under 18 years of age are prohibited from using any cell phone while driving. Another law will prohibit smoking in cars when minors are present.

There are new laws concerning double-fine zones, false registration and even the popular Segways. A new law will prohibit the use of a spray that impairs the reading of a license plate by an electronic device such as red-light cameras, toll booth cameras and license plate readers. The CHP reports that there are new regulations concerning bicycle lights and reflectors. Here is the list:

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