Insurance

President Obama Outlines Health Insurance Reform Plan

President Obama Outlines Health Insurance Reform Plan

BSN Stock Photo

(Best Syndication News) If you’re like most Americans, there’s nothing more important to you about health care than peace of mind.

Given the status quo, that’s understandable. The current system often denies insurance due to pre-existing conditions, charges steep out-of-pocket fees – and sometimes isn’t there at all if you become seriously ill.

It’s time to fix our unsustainable insurance system and create a new foundation for health care security.

That means guaranteeing your health care security and stability with eight basic consumer protections:

Compromised Reached With Blue Dog Democrats On Health Care Reform

Compromised Reached With Blue Dog Democrats On Health Care Reform

Health Care Proposal - see larger image below

(Best Syndication News) There have been some breakthroughs on President Barack Obama’s health care proposal despite the large sums of money working against it. Today members of the House of Representatives have worked out methods of lowering the cost while still keeping the “public option” open.

It is official, both the House and the Senate will miss the President’s deadline to vote on a bill before the August recess. But in the House, Blue Dog Democrats (relatively conservative Democrats) have agreed to let things go forward after hours of finagling and compromising.

Health Care Reform Allows Small Businesses To Purchase Insurance Through An Exchange To Save Money

Health Insurance Reform

President Obama on Friday (see the video below)

(Best Syndication News) Rather than limiting legislation to a “public option”, many on Capital Hill are muddying the water by shifting the focus to health care in general and to cost savings proposals for hospitals and doctors. Some in Congress have become so desperate that they are endorsing non-profit health care co-ops to stave off a public option. The problem is that these cooperatives will not prevent insurance companies from denying claims.

Reports suggest that some Congressmen may be trying to stall a vote on health insurance reform. But President Obama has spoken out against any delays. The last time a health care reform proposal was squashed was nearly two decades ago when the Clinton Administration made their go at it. Some on Capital Hill also believe it is “now or never” (or a very long time).

Health Insurance Rate Comparison – Historical Data Included For Increases In Monthly Premiums – Which Companies Are Best

Health Insurance Rate Comparison – Historical Data Included For Increases In Monthly Premiums – Which Companies Are Best

See Larger Chart Below

(Best Syndication News) Health Insurance rates for some companies have increased substantially since our survey last year in 2008. While the Anthem Blue Cross plans remained about the same, the Blue Shield, and Aetna plans increased 36.05 percent and 53.42 percent respectively (see all of our graphs below). HealthNet no longer offers the same plan as before but has upped their deductible on a similarly priced plan.

Blue Shield

Back in January of 2008 Blue Shield made the grade with two low priced PPO plans (we didn’t include any HMO plans in our survey). The good news for Blue Shield is that they have kept both of their California plans. The bad news is that they have increased their rates (see the chart below).

Kucinich Calls For Single Payer Health Insurance System

Dennis Kucinich

Dennis Kucinich - source:

(Best Syndication News) The health insurance industry has been fighting health care reform using various techniques. According to Wendell Potter, former executive with Aetna health insurance, the industry lobbyists tried to discredit Michael Moore and sent memos to sympathetic members of Congress.

While Michael Moore emphasized the virtues or advantages of the British and Canadian health systems, the insurance industry was campaigning against the movie. In an interview with Bill Moyer of PBS, Potter said “The industry has always tried to make Americans think that government-run systems are the worst thing that could possibly happen to them, that if you even consider that, you're heading down on the slippery slope towards socialism.”

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