Insurance

Oprah Winfrey Talks To Michael Moore About Sicko And Health Care Insurance Industry

Oprah Winfrey Talks To Michael Moore About Sicko And Health Care Insurance Industry

Karen Ignagni

(Best Syndication) Michael Moore visited Oprah Winfrey on Thursday to talk about the health insurance industry. His movie Sicko (See Movie Trailer and videos below) has stirred a debate, and even Oprah admitted that it opened her eyes to the issue. The movie is a warning to the vast majority of Americans who believe they are protected because they have health insurance. The movie does not concern the 50 million without coverage.

Oprah asked a question that she wanted everyone to answer. She asked “Should the son of a gas station attendant have the same health coverage as the son of a CEO?” She told her audience “You need to see this movie”! When she saw the film, it completely changed the way she looked at health care.

Suze Orman Describes The Four Biggest Money Mistakes That We Make on Today Show – Wills And Living Trusts – Gap Car Insurance

Suze Orman Describes The Four Biggest Money Mistakes That We Make on Today Show – Wills And Living Trusts – Gap Car Insurance

Suze Orman

(Best Syndication) Financial guru Suze Orman has written several books and has appeared on several TV shows over the years. Ann Curry interviewed Suze on the Today show Tuesday. They talked about the four biggest money mistakes we all can make.

Suze said the biggest mistake we make is co-signing loans for our children. Women tend to make this mistake more often, according to Orman. She said they do it out of fear rather than love. “Never co-sign a loan; it will be the biggest mistake you ever make,” Orman said. If the child or other person misses a payment, or worse yet defaults on that loan, it goes on your credit report.

Hillary Will Force Everyone To Buy Health Insurance and Companies To Accept People With Pre-Existing Conditions – Public Option

Hillary Will Force Everyone To Buy Health Insurance and Companies To Accept People With Pre-Existing Conditions – Public Option

Hillary

(Best Syndication) Hillary Clinton touted her health care program proposal Monday and made it clear her program would not be run by the government. Health care is the second most important issue among Americans after the war in Iraq. All of the Democratic candidates have some sort of universal health care proposal and hers is similar to the Edwards plan.

Americans worry about cancelled policies, denied claims and pre-existing conditions. Her “American Health Choices Plan” would at least address one of those issues by forcing insurance companies to accept people with pre-existing conditions. Amazingly the New York Senator says her plan would be “affordable” even though insurance companies would be forced to accept people with pre-existing conditions.

Whole Life Insurance Compared To Term Life Insurance – Which Is Better and What Is Difference?

Whole Life Insurance Compared To Term Life Insurance – Which Is Better and What Is Difference?

Stock Photo

(Best Syndication) A term life insurance policy, unlike a whole life policy, covers an individual for a specific amount of time, or a term. Unlike a permanent whole-life policy, it builds no cash value and at the end of the term can either be dropped or re-established at a higher premium.

With term insurance, if the insured dies during the coverage period, the benefit is paid to the beneficiary. Term insurance usually costs less than whole-life coverage, and can pay substantially per premium dollar invested. It is similar to other insurance policies which do not pay if an event does not occur. If the insured does not die, no benefit is paid.

Health Insurance Premiums Increasing Much Faster Than Wages – Employee Contributions Higher At Bigger Companies

Health Insurance Premiums Increasing Much Faster Than Wages – Employee Contributions Higher At Bigger Companies

Dark line Premiums vs wages and inflation

(Best Syndication) The Kaiser Family Foundation surveyed employers and found that although health insurance premiums have been rising less rapidly recently, they are still outstripping wage increases. This affects the average worker’s ability to provide health insurance for his or her family.

The foundation looked at the high deductible plans and compared them with wages at 3,078 randomly selected public and private firms. This year was the forth consecutive year that the rate of increase in health insurance premiums has declined. But premiums still increased at a faster pace compared to wages.

The 2007 survey found that premiums increased an average of 6.1 percent (compared to 7.7 percent for 2006). This rate was nearly double the rate of increase in wages. Worker earnings rose only 3.7 percent, which was still ahead of the overall inflation rate of 2.6 percent.

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