Legal Issues

Anthem Blue Cross of California being sued by Consumer Watchdog Group

[Best Syndication News] Anthem Blue Cross recently raised health insurance policy premiums up to 39 percent on some individual health plans, which has caused government as well as others to take notice. The Consumer Watchdog organization has filed a lawsuit today against Anthem Blue Cross because of the rate hike and forcing policy holders into less coverage because of the excessive rate hike.

Anthem Blue Cross is a subsidiary of WellPoint Inc., which is the largest health insurance provider in the United States. The lawsuit filed today against the corporation is accusing them of increasing monthly rates, so much as to force consumers into lower-benefit coverage with higher-deductibles. The Consumer Watchdog group is saying that this is a violation of state law and the lawsuit is being filed by Blue Cross policyholders as well as consumer advocates.

Los Angeles Attorney General investigating Health Insurance Companies Rate Hikes and Claim Denials

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[Best Syndication News] The Los Angeles Attorney General, Edmund G. Brown Jr. announced that his office has subpoenaed financial records and other documents from seven of the largest health insurance companies in California to further investigate unwarranted rate hikes and denial of coverage cases.

Brown said that this investigation into the unfair practices of these health Insurance companies have been going on for several months. Brown said, "Not only are the rate increases devastating to Californians strapped by the economy, but in some cases, they are possibly illegal."

Los Angeles Attorney General warns about Forensic Loan Audits

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BSN Stock Photo

[Best Syndication News] A warning was issued by Los Angeles Attorney General Edmund G. Brown Jr. along with the California Department of Real Estate (DRE) along with the State Bar of California for individuals to stay away from forensic loan audits. The Loan Modification industry has been hit with “phony foreclosure relief service” which is called forensic loan audits.

Consultants are hired to perform a forensic loan audits which takes cash from homeowners that are desperate to fixed their mortgage payments.

"Forensic loan audits are yet another phony foreclosure-relief service hawked by loan-modification consultants trying to cash in on the desperation of homeowners facing foreclosure," Brown said. "The foreclosure-relief industry continues to be long on promises, but short on results."

Virtual Visitation For Divorced Parents

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Video Conferencing

(Best Syndication News) Illinois joined six other states this week passing a law that includes language for “virtual visitation” rights. Noncustodial parents have a right to ask for virtual visitation either along with regular visitation or in lieu of in-person visitation.

The visitations can take place via telephone, email, instant messaging (IM) or video conferencing. With more people hooked-up to high-speed internet connections, video is becoming more popular. The judge may set specific times for parents and children to connect virtually.

West Virginia Attorney General Suing Capital One Bank and Four other related Debt Collection Agencies

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Best Syndication News

[Best Syndication News] The Attorney General Darrell McGraw filed a lawsuit against Capital One Bank (USA) N.A. along with four other companies because of tactics of debt collection that was deceptive as well as conducting unlawful practices. The legal filing was in the Circuit Court of Mason County, West Virgina.

The other companies named in the lawsuit are Capital One Services, LLC, Capital One Services II, LLC, Capital One Services III, LLC, and COSI Receivables Management which are corporations that provide debt collection services for credit cards that were issued by Capital One Bank.

In the complaint filed there were numerous violations of the West Virginia consumer protection laws. According to the lawsuit, they are claiming that Capital One would solicit customers with the disguise of new credit, when it really was a debt repayment plan. The new credit offered was $1.00 extra than the outstanding debt that they were required to transfer the entire account balance to a new credit card. In order to see an increase in the amount of credit line they would have to pay off the existing balance first.

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