How to Become A
Financial Planner - Work At Home Business As A Certified Advisor - Some
Certifications Do Not Require College Degree
May 21st 2006
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There are many options when it comes to a home business and one popular
choice is a Certified Financial Planner (CFP). In fact, according to
the Bureau of Labor Statistics, 4 out of 10 CFP are self employed and
the median income as of May 2004 was $62,700.
So what does it take to become a financial planner? As the name
entails, in order to become a Certified Financial Planner, you need to
become certified. You will need to take and pass a test. After 2006,
all applicants for a CFP certificate must have a bachelor’s degree.
According to the Certified Financial Planners, Board of Standards, it
is not a requirement to be eligible to take the CFP Certification
Examination and you do not have to have the degree before sitting for
the exam or fulfilling the work experience. The bachelor's degree
requirement will be waived for those individuals who have met all
certification requirements prior to 2007.
It does not matter what the degree is in. The Board will also require
“three years of relevant experience” with a bachelor’s degree after
2006. Until 2007, individuals who do not have a bachelor's degree may
substitute the degree requirement with five years of relevant
experience.
Ethics is also important. The Board application asks you to “disclose
whether you have ever been a party (or involved) in any criminal, civil,
governmental, or self-regulatory agency proceeding or inquiry.” You
will also be required to agree to adhere to CFP Board's Code of Ethics
and Professional Responsibility and Financial Planning Practice
Standards.
It all may be worth it when you consider the benefits of working for
yourself. The better your communications skills the more money you will
likely make.
There are other certification programs that do not require a college
degree. The Professional Career Development Institute says there are no
specific educational prerequisites or experience requirements to enroll.
You should do well if you are comfortable with basic math and are
motivated to learn. Some classes can be taken online.
Dan Wilson
Best Syndication
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